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St Louis Mortgage Refinancing and Loan: Hard Line In Debt

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St Louis Home Loan and Consumer Lending News: Boehner Takes A Hard Line On Debt
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House Speaker John Boehner recently indicated that he plans to hold a hard line in debt-ceiling negotiations. Among his demands: Spending cuts in exchange for support to raise the debt ceiling and the cuts will have to be greater in magnitude than the ceiling increase. 

“Without significant spending cuts and the way we spend Americans’ money, there will be no debt limit increase.
And the cuts should be greater than the accompanying increase in debt authority the president is given,” Boehner said in a speech at the Economic Club of New York. 

Boehner reiterated his stance that the spending cuts should be in the “trillions, not just billions” and that simply agreeing to spending and deficit goals for the future won’t suffice.

Boehner continues: “They should be actual cuts and real reforms to these programs, not broad deficit or debt targets that punt the tough questions to the future. And with the exception of tax hikes which in my opinion will destroy jobs, everything should be on the table.” 

It’s unclear just how many trillions in spending cuts Boehner is seeking.

But he may be laying down a marker of more than $2 trillion, since congressional sources tell CNN they expect the
House could vote to increase the debt ceiling by about $2 trillion. 

Treasury Secretary Tim Geithner has said he expects U.S. borrowing to have hit the debt ceiling by May 16th, but he estimates he can use “extraordinary measures” to keep the United States out of default until August 2, 2011. 

After that, however, the United States will only be allowed to spend what it takes in from federal revenue.

That means, on average, the country will come up short by about $118 billion a month. At that point, Geithner will have to pick and choose which bills to pay.

Several conservative lawmakers say the country won’t be in default on its obligations as long as it continues to pay the
interest owed on U.S. debt. 

But Geithner believes any failure to meet a legal obligation will be perceived as a default by the markets, with punishing long-term consequences for the U.S. economy. 

Boehner, who in the past has indicated that the debt ceiling has to be raised no matter what, suggested that
worse things could happen. 

Boehner concludes: “It’s true that allowing America to default would be irresponsible. But it would be more irresponsible to raise the debt ceiling without simultaneously taking dramatic steps to reduce spending and reform the budget process.”


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